If you find yourself charged twice for the same item, don’t let the bill Fool you. Check the charges against your receipt and contact the merchant to dispute the double charge.
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[ytvideo]How to avoid getting double charged
Whenever you make a purchase, be sure to keep an eye out for any charges that may occur. For example, if you buy a product and are then charged for shipping and handling, that would be considered a double charge. If you’re not sure whether or not you’ve been charged twice, ask the merchant or the billing department of your credit card company.
What to do if you get double charged
If you are ever unlucky enough to get double charged on your credit/debit card, here is what you need to do:
1. Immediately contact your bank/credit card company and dispute the charge. Explain that you only authorized one charge, and that you were double-charged.
2. If the card company is not willing to refund the second charge, then you may need to contact your credit counseling agency or consumer protection agency. They may be able to help you pursue a legal remedy.
When do charges post to your account
In order for charges to post to your account, they must first be authorized by the bank in which you have your account. After they are authorized, the bank will send an authorization code to the merchant bank that issued the charge. The merchant bank will then send the charge to your bank.
What causes double charges
Double charges happen when two or more people share the same bill at a restaurant or bar. For example, if your group orders a round of drinks, and one person in your party pays for all of them, the bar or restaurant may charge you twice – once for the drink, and again for the tip.
There are a few reasons why a bar or restaurant might charge you twice for the same drink. The most common reason is that the bar or restaurant is trying to split the cost of the drink between the people who ordered it. For example, if four people order a drink and only three of them pay for it, the bar may charge each person the cost of the drink plus a tip.
Another reason for double charges is if the bar or restaurant has a policy of charging a flat fee for drinks (regardless of how many people order them). In this case, the bar may charge you for the drink even if you didn’t order it, as long as you leave a tip.
The best way to avoid getting charged double is to be sure to always keep track of whose bill it is. If you’re at a bar or restaurant with friends, make sure to each pay for your own drink and tip. And if you’re heading out to a night of drinking, make sure to bring cash, as many bars and restaurants don’t accept credit cards.
How to dispute a double charge
If you feel that you have been charged twice for the same thing, the best course of action is to dispute the charge with your credit card company.
To dispute a double charge, you will first need to contact your credit card company. They will need to be made aware of the double charge, as well as the information needed to process the dispute.
Once your credit card company has received this information, they will begin an investigation into the matter. Depending on the circumstances, the credit card company may be able to refund the money that was incorrectly charged, or they may require the offending party to pay the money back twice.
Dispute a double charge wisely and you may be able to avoid a costly battle.
Conclusion
When you make a purchase at a store, you may be charged twice for the same item. This is called a double charge. Double charges can be confusing, and they can lead to unfairness in the marketplace. In some cases, a double charge may be illegal.
